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Personal Bankruptcy, Consumer Proposals, & Credit Counselling

Need help eliminating your debt? Licensed Insolvency Trustee Jean Lazard can help you. As a licensed debt expert Jean will explain about consumer proposals, bankruptcy and bankruptcy alternatives that are available to you. Jean can help you take control of your finances and help you get your life back on track. To arrange a free consultation to speak with Jean privately just give us a call at Call Us: 613-567-4357 or Toll Free: 1-866-560-4357.

Licensed Insolvency Trustee Jean Lazard

A little about our firm; Lazard & Associates Inc. is a small firm that has been operating as a Licensed Insolvency Trustee since 1999, our main office is located in Ottawa but we also have 4 satellite offices serving Ontario providing bankruptcy services to Kingston, Cornwall, Brockville and Hawkesbury and Quebec. Most of our staff is bilingual. We are the type of firm where you receive personalized service, a place where your phone calls are always returned.

Are You Bankrupt?

We get this question all the time. Simply put you are eligible for personal bankruptcy under these circumstances. 1.You have a minimum of $1000. of debt. 2.You are unable to pay your debts as they come due. 3. If you were to sell off all your assets and not have enough funds to pay off your creditors.

What are my Options?

Jean will take the time to understand your situation, and then explain your options to become debt free. Jean has extensive experience dealing with credit card debt, tax debts having worked himself for Revenue Canada. Basically you have three options: credit counselling, Consumer Proposal and declaring Personal Bankruptcy.
How we can get your life back to normal.

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Jean Lazard

Licensed Insolvency Trustee


I am the President and the sole Licensed Insolvency Trustee for the firm. I have been a Trustee since 1999. In those 18 plus years I have helped hundreds of people whose lives have been turned upside down because of debt. I hold a dual license, which means I can accept files in Ontario and Quebec. It is very important to me, that clients dealing with my firm experience a positive experience in an otherwise not so pleasant part of their lives. My team and I will always treat you with respect and dignity. Keeping in mind that the law will not always allow us to do what’s in your best interest, we will not leave you stranded with a lack of information. I will always make myself available to discuss your issues; I always return your calls. Let me and my team show you why you’ve made the right decision in choosing Lazard & Associates Inc. in your search to find a solution to dealing with your financial difficulties.
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